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Business Struggles

Business Struggles

Talking Business Struggles Earlier this month I had an opportunity to speak with members in our networking group about business struggles as a result of COVID-19 and how a proposal under the Bankruptcy and Insolvency Act could provide for a clean balance sheet and...
Debt! Why And How To Solve It.

Debt! Why And How To Solve It.

Solving your debt is an important endeavour that everyone who has debt should undertake. Being debt free can provide for peace of mind, healthy relationships and an enjoyable quality of life. How Much Debt Is Too Much Debt? This question is a question of relevancy....
What You Need To Know About Surplus Income

What You Need To Know About Surplus Income

Perhaps you have already met with a Licensed Insolvency Trustee (LIT) or heard a buddy talking about Surplus Income and Bankruptcy but are still not quite sure what it is, how to calculate it and why someone in bankruptcy may be required to make payments based on it....
Credit Card Debt Forgiveness

Credit Card Debt Forgiveness

If you find yourself reading this blog, it is probably safe to assume that you or someone you know is overwhelmed by credit card debt and wondering what to do about it. In this blog, I’ll talk about credit card debt, credit card debt forgiveness and a couple of...
Budgeting Tips: Getting Your Budget In Place

Budgeting Tips: Getting Your Budget In Place

Money has a purpose. The work you do all day isn’t just for the immediate future – it’s to accomplish long-term goals using a budget. It should be used for something meaningful, and you should be spending meaningfully, even when you’re spending on yourself. The...