Break Free From Your Debt

Are You in Debt?

Break free from your debt and regain control of your finances. Learn about your options today.

Business in Financial Difficulty?

Learn about your options: Whether you’re looking to close your business or looking to protect your business from its creditors

You Have Options. Let Us Help.

Questions? Call us at 519.601.9793 or chat with us online.

It’s free and completely confidential.

Providing Solutions Specific To Your Needs.


We are a small and locally owned practice, always available to address your concerns. You are more than just a number to us- you are our community member and neighbour and we want to see you prosper.

Outside-of-the-Box Ideas

As an independently owned practice, we offer more than just the “cookie-cutter” solution. Our ideas are not streamlined for administrative efficiencies but for the success of your personalized solution.


We offer evening and weekend appointments to have your concerns addressed by our resident Licensed Insolvency Trustee. For those unable to access our office, we will accommodate with an in-home visit.


We are here to listen and address your concerns. We will support you as you take the steps necessary to break free from your debt.

Break free from your debt. Contact us for your free consultation.

If you’re ready to get relief from debt, or if you’d simply like to learn more about us, we can’t wait to hear from you. We do our best to respond to all inquiries within 24 hours.

*We keep all of your information completely confidential.

What Others Are Saying

Very easy to work with. Answered all my questions thoroughly and with ease! Would recommend to anyone in need of debt advice.

~ Sally Myers

Extremely professional and knowledgeable about all matters of debts. Really helped me out!!

~ Robert Serka

Was so worried about my financial situation until I talked with Jay and worked out a plan to help me out. I appreciate all the time he took to go over all the options with me. Great support.

~ Aiden Pearce

I went to J Campbell to help me with a consumer proposal and was blown away by the good service that I received! Would absolutely recommend them to help you out.

~ Amy Welsh

Personal Bankruptcy

If your personal debt is becoming overwhelming, bankruptcy could be your ticket to a fresh financial start. We take the time to review the pros and cons of filing for bankruptcy and the requirements needed in order to help you break free from your debt. It’s easier than you may think.

Corporate Bankruptcy

Does your corporate debt feel insurmountable? If you’re considering bankruptcy as an option for your business, let us help. We will analyze your current financial situation, explore your options, and develop a tailored solution specific to your business’s needs.

Consumer Proposals

Is your personal debt starting to feel like it’s becoming unmanageable? Regain control of your debt with a consumer proposal. We negotiate with your creditors and develop a plan to eliminate your debt while avoiding the credit consequences of bankruptcy.

Credit Counselling

Credit counselling is for anyone who wants better control of their income, debt, and budget. Credit counsellors can set-up a debt management program with your creditors. Contact us today to learn about the differences between a debt management program and consumer proposals.

Corporate Proposals

If your corporation is struggling with its debt-load, don’t delay! Take control of your business debt today. Many corporate bankruptcies could be avoided with an expertly negotiated debt-relief plan between your business and your creditors. Let’s explore your options and get back in the black.

Debt Consolidation

If you have multiple creditors, debt consolidation may be an option. By consolidating your debt, you may be able to reduce your monthly payments, lower interest rates, and simplify your life by replacing multiple creditors with one monthly payment.

Business Insolvency

If your business has become insolvent or if you’re struggling to maintain your business’s debt-repayment obligations, you have many options available. However, it’s important to act fast. The sooner you develop an insolvency solution the more likely you are to avoid bankruptcy.

Financial Consultation

Let us help turn your financial dreams into solid goals with an actionable plan. Whether personal or for your business, we sort through the numbers to provide you with expert advice on how to achieve your financial goals. Stop dreaming and start acting with our financial consultancy services today.

Try Our Free Debt Repayment Calculator